A Study on Investors’ Behaviour towards Post Office Saving Schemes -With Special Reference to Kandili Sub Post Office, Vellore District

1DAKSHAYINI RASADURAI, Dr. M. RAGURAMAN

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Abstract:

Postal network is the very powerful tool for boosting financial inclusion. About 1.5 billion people in the world avail financial services through post office. Indian post office also provides the successful financial services. The study aims to examine the investor behavior towards post office saving schemes. The primary data are collected through questionnaire from 80 investors of Kandili sub post office and the secondary data are collected from the various research papers and websites. The study found that high level of awareness and satisfaction on post office savings schemes and low level of satisfaction on loan facilities, prompt payment and employee support. The study reported that post office saving scheme is best when comparing to other financial services available in the market.

Keywords:

Post office, investment behaviour, investment, savings schemes, financial inclusion, payment bank, etc.

Paper Details
Month5
Year2020
Volume24
IssueIssue 10
Pages192-199