“A STUDY ON CREDIT AND RECOVER MANAGEMENT” IN HDFC

The topic of the project report at HDFC Bank, Tumkur, was credit risk management. The research focused on the hazards that a bank must face while doing business. Customers must be able to get loans, and banks must design strategies and methods to reduce the amount owed. A potential risk that arises as a consequence of lending The income statement, for example, is a financial statement that provides information about the company's finances. The balance sheet and profit and loss statement of HDFC Bank. There are four reasons why data is studied. The information was taken from the bank's annual reports from 2014 to 2017. The bank is found to be properly managing its credit risk, as shown by the amount of NPA that has been misplaced There are some nonperforming assets, but not as many as there have been in the last four years. Such loans have never resulted in a loss for the bank. There is no indication that the bank effectively controls its credit risk. As a consequence of lending, the bank has experienced a large loss. The bank has a well-thought-out strategy and methodology in place