CONSUMER ATTITUDE AND INTENTION TO ADOPT MOBILE WALLETS IN INDIA
DOI:
https://doi.org/10.61841/e6bhyx88Keywords:
Mobile wallet, Digital Wallet,, Mobile Payment, cashless payment, online payment, smartphone usersAbstract
In today – world, smart phone has become an essential part of one’s daily life. Mobile users can nowadays use their Smartphones to make money transactions or payments by using applications installed in the phone. When smartphones can function as leather wallets, it is called “Digital Wallet” or widely known as “Mobile Wallet”. The main aim of this empirical study is to examine the mobile wallets usage Consumer attitude and intention to adopt mobile wallet in Chennai city, India. The respondents were categorized on the basis of gender, age and occupation. The study is based on the primary data collected from 481 respondents by using a structured questionnaire. Five point likert scales was used in questionnaire for obtaining responses. The statistical tools applied in this study are ANOVA, Chi Square, Friedman Test, and frequency analysis. SPSS 20 was used to perform statistical analysis.
Downloads
References
• Agarwal, R., & Prasad, J. 1998, “A Conceptual and Operational Definition of Personal Innovativeness in the Domain of Information
• Technology”, Information Systems Research, Vol.9, no.2, pp. 204–215.
• Ajzen, I. 1991, “The theory of planned behavior.” Organizational behavior and human decision processes, No.50, pp. 179–211.
• Ajzen, I., & Fishbein, M. 1980, Understanding Attitudes and Predicting Social Behaviour, Englewood Cliffs, NJ: Prentice Hall PTR.
• Anderson, J., & Gerbing, D. 1988, “Structural equation modeling in practice: A review and recommended two-step approach.” Psychological
• Bulletin, Vol.103, no.3, pp. 411–423.
• App Annie & MEF. 2014, “Emerging Markets and Growth in the Global App Economy”.
http://blog.appannie.com/app-annie-mef-globalapp-economy-q3-2014/
• Arvidsson, N. 2013, “Consumer attitudes on mobile payment services – results from a proof of concept test.” International Journal of Bank
• Marketing, Vol.32, no.2, pp. 150–170.
• Bhattacherjee, A. 2001, “An empirical analysis of the antecedents of electronic commerce service continuance.” Decision Support Systems,
• Vol.32, no.2, pp. 201–214.
• Blake, B. F., Neuendorf, K. a., & Valdiserri, C. M. 2003, “Innovativeness and variety of Internet shopping”. Internet Research, Vol.13, no.3,
• pp. 156–169.
• D.Paul Dhinakaran, “Employees’ Attitude towards TNSTC (Villupuram) Limited”, Indian Journal of Management, (ISSN 0972 – 5695) Volume 36, Issue 12, April – June 2012, P.134-142.
• Burdge, B. 2014, “New Research Shows Mobile Dominates Desktops”. MovableInk. Retrieved from http://blog.movableink.com/newresearch-shows-mobile-dominates- desktops-with-65-of-total-email-opens-in-q4-2013/
• Capgemini, & RBS. 2015, World Payments Report 2015.
Downloads
Published
Issue
Section
License

This work is licensed under a Creative Commons Attribution 4.0 International License.
You are free to:
- Share — copy and redistribute the material in any medium or format for any purpose, even commercially.
- Adapt — remix, transform, and build upon the material for any purpose, even commercially.
- The licensor cannot revoke these freedoms as long as you follow the license terms.
Under the following terms:
- Attribution — You must give appropriate credit , provide a link to the license, and indicate if changes were made . You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
- No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.
Notices:
You do not have to comply with the license for elements of the material in the public domain or where your use is permitted by an applicable exception or limitation .
No warranties are given. The license may not give you all of the permissions necessary for your intended use. For example, other rights such as publicity, privacy, or moral rights may limit how you use the material.
