ATTITUDE OF ONLINE USERS TOWARDS CASHLESS TRANSACTION SYSTEM

Authors

  • Mrs. G. Anandhi Ph.D., Research Scholar in Commerce, PG and Research Department of Commerce, St. Joseph’s College, Trichy – 2 Author
  • Dr. V. Bastin Jerome Research Advisor & Assistant Professor of Commerce, PG and Research Department of Commerce, St. Joseph’s College. Trichy – 2. Author

DOI:

https://doi.org/10.61841/7b19h786

Keywords:

Attitude, Online Users and Cashless Transaction

Abstract

The aim of this paper is to find the online users towards cashless transaction system in Tiruchirappalli City. The cashless transaction system is reaching its growth day by day, as soon as the market become globalized and with the digital growth of public sector, the people moves from cash to cashless system. However, in a developing economy like India, where 40% of the population is excluded from the formal financial system, where the penetration of alternative mediums of exchange is limited, cash plays a crucial role as a medium of exchange. The objective of this study is to understand consumers’ attitude of online users towards cashless transaction system in Tiruchirappalli City and also to understand consumers usage related to cashless transactions. The current study has used survey method for collecting primary data of 500 respondents using convenience sampling technique for the empirical analysis of consumers’ attitude towards doing cashless transactions.

 

Downloads

Download data is not yet available.

References

[1] Abrazhevich et al. (2004). Electronic payment systems: a user-centred perspective and interaction design. ISBN 90-386-1948-0, J. F. Schouten School for User-System Interaction Research, the Netherlands, 10-36.

[2] Ahmed, A., Amanullah, A. & Hamid, M. (2009). Consumer Perception and Attitude towards Credit Card Usage: A Study of Pakistani Consumers. Journal of Comparative International Management, 12(1), 47-57

[3] Alawiye., Adams & Adewale (2013). The cashless payment system as a panacea to the national security challenges in Nigeria. SSRN journals, Astract: 2337239.

[4] Alvares & Cliford (2009). The problem regarding fake currency in India. Business Today,18(5), 24-24.

[5] Amromin, G. & Chakravorti, S. (2007). Debit card and cash usage: A cross-country analysis. Federal Reserve Bank of Chicago, Working Papers, 4.

[6] Dangwal, R. C., Sakalani, K. & Anand, S. (2010). E-Banking, Professional Banker, 26 – 33.

[7] Ezuwore (2014). A Critical Analysis of Cashless Banking Policy in Nigerial. IOSR Journal of Business Management, 16, 30–42.

[8] Hernandez , L. Jonker., N. & Kosse, A. (2015). Cash Versus Debit Card: The Role of Budget Control.

[9] Kaur et al. (2016). E-Payment System on E-Commerce in India. Journal of Engineering Research and Applications, 5(5), 63-73. ISSN: 2248-9622, www.ijera.com

[10] Ramalingam, P. (2009). Usage Pattern of Credit Card Holders. Indian Journal of Finance, 7(07), 14.

[11] Reddy & Ramakrishna (2006). Card Products in India. Indian Banker, 133-134.

Downloads

Published

30.06.2020

How to Cite

Anandhi, G., & Jerome, V. B. (2020). ATTITUDE OF ONLINE USERS TOWARDS CASHLESS TRANSACTION SYSTEM. International Journal of Psychosocial Rehabilitation, 24(6), 18304-18308. https://doi.org/10.61841/7b19h786