An Analysis of Investment Pattern of People During the period of 2018-19 in Surat City”
DOI:
https://doi.org/10.61841/vjtf5r07Keywords:
Investment Avenues,, Investment Pattern,, Surat City.Abstract
--Investments come from savings and savings is a portion of Total Income. If person has good income, ones can have good amount of savings which may lead to good investment. Present income level defines the present living standard and investment defines future living standard. Indian government has been always trying to push up the public for savings and investment for the development of the economy. In the country, people have certain trends to invest in certain direction. Investment pattern is the investment in different investment avenues with vital consideration of risk and return.This research has been conducted to analyze the investment pattern of people in Surat City during the period of 2018-19. This research is based on primary data. A survey of 203 investors in Surat city has been conducted to draw the conclusion. There are lot many options for the investments but this research has considered only most preferable investment avenues by the public of Surat City like Mutual Funds, Equity, Insurance, Bonds, Gold, Real Estate and Bank Deposits to find out the investment pattern.To analyze the data, hypothesis has been developed and appropriate tests have been applied. According to the Survey and Data Analysis, most preferred Investment Avenues Are Mutual Funds, Bank Fix Deposits, Equity and Insurance compared to Investmentsin bonds, Gold and Real Estate.
Downloads
References
1. Akshatha Prabhu, K.S Shilp ashree, Mahesh B.S have studied on the title “The Investment Patterns of Investors in different Financial Products in Dakshina Kannada”, International Journal of Science, Technology and Management, ISSN: 2394 – 1529, Volum No. 6 , Issue No. 4, April 2017, Pg: 13-21
2. Al-Tamimi, H.A.H., & Kalli A.A.B (2009). Financial Literacy and Investment Decisions of UAE Investors, Journal of Risk Finance, 10(5): pp 500-516 Annexure
3. Bhaskaran (2012). “Factors considered by financial company of mutual funds” guide an investor to choose the most appropriate investment portfolio, Journal of Management and Information Technology. Vol.3, No.1.PP 45-57
4. Bhavani & shetty (2017). “Analysis of investment choice” Journal of Management, March 2017, Vol 7(2) pp 15-27.
5. Bhola & zanvar (2016). “Investors socio economic profile & their investment pattern” Relationship between income & risk of investment. Vol.9, pp. 73-86
6. Dhayalan, V., Senthilnathan, C., Venkatesh, P., & Krishnamoorthy, M. Saving Habit and Investment Preference of Government School Teachers in Vellore District.
7. Geetha sree (2015), “Study on Investment Pattern of Investors in India” Macaw International Journal of Managerial Studies and Research, Volume – 1, Issue – 1, November-2015, pp.18-26
8. Khan, M. Z. U. (2017). Impact of availability bias and loss aversion bias on investment decision making, moderating role of risk perception. Management & Administration (IMPACT: JMDGMA), 1(1), 17-28.
9. Ms. Sudarshana Saika, et al., (2015), Investment Pattern of Youth in India with Particular Reference to Mumbai” Research Report, S. P. mandalla’s R. A. Podar College of Commerce, Mumbai, October-2015.
10. Menon, U. V. Capital Structure and Investor Perceptions.
11. Murithi Suriya S, Narayanan B, Arivazhagan M. (2012). Investors Behaviour in Various Investment Avenues – A Study. International Journal of Marketing and Technology, Volume 2, Issue July, pages 36- 45
12. Neelamegam R. and Srinivasan R. (1996) “Investors’ Protection: A Study on Legal Aspects”, Raj Publications, Delhi, Edition I.
13. Nupur Gupta and Vijay Agarwal (2013), A study of the constituents of domestic savings in urban cities with special focus on Mumbai and Delhi,Indian Journal of Finance, Feb 2013, pp 17-26
14. Parashar Neha. (2010). An Empirical Study on Personality Variation and Investment Choice of Retail Investors. Journal of Management and Information Technology. Vol.2, No.1.PP 33-42
15. Pahuja, P. Empirical Study on Investor Behavior and Decision Making towards Investment Avenues.
16. Sakriya, D. (2000) “SEBI and Securities Market in India”, Anmol Publications Pvt. Ltd., New Delhi, I Edition.
17. Saroja, S. (2001) “Emerging Trends in the Capital Market in India”, Global Business Press, New Delhi, I Edition, p.131.
18. Shaji, Vikraman (2001) “Separate Law Proposed to Protect Small Investors”, The Business Line – Investment World, February 23.
19. Sharma, D. Measurement of Risk and Return Performance of Mutual Funds in India: An Investment Analysis Approach.
20. Shukla N (2016) Investors’ Preference towards Investment Avenues with Special Reference to Salaried Personnel in North Gujarat Region 2: 2395-1052
21. Sherif, S. P. Financial Literacy and Investment Decision of Rural Women.
22. Suyam Prabha R., (2011), Investors Decision making process and pattern of investments – A study of individual investors in Coimbatore,SIES Journal of Management, March 2011, Vol 7(2) pp 1-12
23. Totala, S. (2016). Investment Preferences of Salaried Persons of Indore. International Journal of Economics, Commerce and Research (IJECR), 6(2).
24. V Venkateshraj (2015)., “A Study on the Investment Pattern Among Employed Females”, A thesis accepted by Vinayaka Missions University Salem,Tamilnadu, India, June – 2015.
25. https://www.investopedia.com/terms/i/investment.asp
26. https://www.dictionary.com/browse/investment
27. https://dictionary.cambridge.org/dictionary/english/investment
28. //economictimes.indiatimes.com/articleshow/64066079.cms?utm_source=contentofinterest&utm_mediu m=text&utm_campaign=cppst
Downloads
Published
Issue
Section
License
This work is licensed under a Creative Commons Attribution 4.0 International License.
You are free to:
- Share — copy and redistribute the material in any medium or format for any purpose, even commercially.
- Adapt — remix, transform, and build upon the material for any purpose, even commercially.
- The licensor cannot revoke these freedoms as long as you follow the license terms.
Under the following terms:
- Attribution — You must give appropriate credit , provide a link to the license, and indicate if changes were made . You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
- No additional restrictions — You may not apply legal terms or technological measures that legally restrict others from doing anything the license permits.
Notices:
You do not have to comply with the license for elements of the material in the public domain or where your use is permitted by an applicable exception or limitation .
No warranties are given. The license may not give you all of the permissions necessary for your intended use. For example, other rights such as publicity, privacy, or moral rights may limit how you use the material.
